Loan Options
Financial Aid

Federal Loans

Do you know who your servicers are?

Have you enrolled in the most affordable payment plan for your situation? Did you know Herzing has a team of professionals ready to assist you? We have created a guide to help you build your plan for repayment success.   View Repayment Guide

Herzing is approved to award eligible students with the following loans:

Direct PLUS/Grad PLUS

Federal PLUS loans are not awarded based on student’s financial need.  PLUS贷款是由受抚养的本科生和获得研究生或专业学位的学生的父母借入的.  Borrowers will need to have a credit check completed in order to qualify for a PLUS loan.  研究生必须填写自己的FAFSA，父母的受抚养学生也必须填写FAFSA.  For more information regarding student eligibility, interest rates, origination fees, repayment, loan limits, and other requirements for borrowing PLUS loans please visit the following:    http://studentaid.gov/understand-aid/types/loans/plus

Direct Subsidized Loans

Subsidized loans are awarded based on student’s financial need.  当学生在半日或半日以上的班级注册并且在宽限期内，这些贷款不产生利息.  Students must fill out a FAFSA in order to qualify.  For more information regarding student eligibility, interest rates, origination fees, repayment, loan limits, and other requirements for borrowing subsidized loans please visit the following:  http://studentaid.gov/understand-aid/types/loans/subsidized-unsubsidized

Direct Unsubsidized Loans

Unsubsidized loans are not awarded based on student’s financial need.  无论学生的注册状态或宽限期如何，利息在支付后立即产生.  Students must fill out a FAFSA in order to qualify.  For more information regarding student eligibility, interest rates, origination fees, repayment, loan limits, and other requirements for borrowing unsubsidized loans please visit the following:  http://studentaid.gov/understand-aid/types/loans/subsidized-unsubsidized

Applying for Federal Financial Aid

所有申请联邦经济援助的学生都需要填写联邦学生援助免费申请表(FAFSA)。.  Students are encouraged to visit the following website to fill out their FAFSA:  http://studentaid.gov/h/apply-for-aid/fafsa

• Title IV Authorization FAQ
• Herzing University’s school code is: 009621

Student Eligibility

In general, students may be eligible for Title IV aid if the following provisions apply:

• The student is enrolled as a regular student in a Title IV-eligible program.
• The student is a U.S. citizen or eligible non- citizen.
• The student meets the need requirements specified.
• The student makes satisfactory academic progress toward completing their program. 关于赫京大学学业进步满意(SAP)政策的相关信息，请访问以下网址: http://5l37.hbwendu.org/university-policy-statements
• The student is not in default on a Title IV loan received at any institution.
• The student has not met or exceeded aggregate loan limits.
• 学生不能同时从另一所高等教育机构获得第四章的经济援助.
• The student has not met or exceeded Pell lifetime eligibility limits.
• The student does not owe a refund or repayment on a Federal Pell Grant, ACG, National SMART Grant, or Federal SEOG. For additional eligibility requirements please see: http://studentaid.gov/understand-aid/types/grants

Information Regarding Disbursements

All Federal loan disbursements will begin in Week 3 of each student’s start. 资金将被应用到学生的分类帐账户，多余的资金将在支付日期后的14天内支付.

Exit Counseling Information

Direct Loan Exit Counseling

所有从Herzing大学毕业并获得联邦直接贷款的学生都需要进行直接贷款退出咨询.  For more information and to complete exit counseling please see the following:  http://studentloans.gov/myDirectLoan/exitCounseling.action?execution=e1s1

Perkins Loan Exit Counseling

珀金斯贷款退出咨询是所有从赫京大学毕业并获得珀金斯贷款的学生的必要条件.  Herzing University is partnered with University Accounting Service (UAS).  Students can complete exit counseling online at UAS to fulfill their exit counseling requirements, learn more about loan repayment, and familiarize themselves with UAS.  Please complete exit counseling at the following site: http://www.uasconnect.com/

Repayment Information

Students are required to pay back their student loans.  When repaying federal loans, students need to identify how much they have borrowed and who currently services their federal loans.  Students can access the Federal Student Aid website to find out this information here: http://studentaid.gov/fsa-id/sign-in/landing

如果学生知道他们的贷款金额和贷款利率，他们可以使用还款计算器:  http://studentaid.ed.gov/repay-loans/understand/plans/standard/comparison-calculator

赫晶大学致力于帮助学生了解贷款偿还的重要性，并通过校友支持金融服务的帮助，让他们有更多的选择来偿还贷款.  Please see the following link for information on the Alumni Support-Financial Services:  http://5l37.hbwendu.org/alumni/alumni-support-center

Federal Health Resources and Services Administration (HRSA) Nursing Student Loan

Herzing University is approved to offer students pursuing an Associate, Bachelor, or Master’s degree in Nursing the Federal HRSA Nursing Student Loan. 赫京大学将通过赫京大学学生邮箱通知所有符合申请条件的学生. Please follow the link for more information: http://5l37.hbwendu.org/nsl

Nurse Faculty Loan Program (NFLP)

护士教师贷款幸运28计划(NFLP)是由卫生资源和服务管理局(HRSA)资助的联邦幸运28计划。, 目的是增加合格的护理学生在护理学校从事全职教师的人数.

• 本课程面向在读护理教育理学硕士(MSN-NE)和护理教育硕士后证书(PMC-NE)的学生，他们致力于成为护士教师.
• In exchange for post-graduation employment as nurse faculty meeting specific criteria, the program authorizes the cancelation of up to 85% of any such loan (plus interest thereon).

Please follow the link for more information: http://5l37.hbwendu.org/nflp. ¹

¹ This project is supported by the Health Resources and Services Administration (HRSA) of the U.S. Department of Health and Human Services (HHS) as part of an award totaling $294,980 with10% financed with non-governmental sources. The contents are those of the author(s) and do not necessarily represent the official views of, nor an endorsement, by HRSA, HHS, or the U.S. Government. For more information, please visit HRSA.gov.

Private Loans

学生可能需要申请联邦财政援助以外的额外经济援助，以帮助支付教育费用. 私人贷款就是这样一种选择，需要信用检查，许多贷款需要共同签署人. Herzing offers FASTChoice, which is a list intended to assist students in comparing private loan options. 学生不局限于从这个贷款机构名单中申请贷款，他们可能会找到其他的方法来资助他们的教育. Please keep in mind that private lenders have limited repayment and loan consolidation options. 潜在的借款人可能有资格获得贷款或其他第四章援助，条款和条件可能比私人教育贷款更有利.  Please contact the Financial Aid Department, review our private student loan info sheet, or visit http://studentaid.gov/understand-aid/types/loans#what-types-of-federal-student-loans-are-available for more information.

State Loans

Herzing University is eligible to award students the following state loan options.  有关资格和其他要求的更多信息，请联系财政援助部门.

Minnesota Self Loan

The SELF Loan is a long-term, 低息教育贷款主要提供给明尼苏达州需要帮助支付高中以上教育费用的学生. Interest must be paid while the borrower is in school. 符合条件的学生是明尼苏达州居民，在州内或州外的合格高等教育机构就读, 以及在明尼苏达州合格高等教育机构就读的非居民(Herzing Minneapolis是一所合格的学校). Students must be attending at least half-time and a co-signer is required. There is no minimum income threshold or requirement to demonstrate financial need. There are no application, origination, guarantee or other processing fees deducted from the loan. For more information regarding eligibility requirements, criteria for selection, amounts awarded, 以及如何申请的程序请访问以下明尼苏达州高等教育办公室网站: http://www.selfloan.state.mn.us/index.cfm

Nursing Student Loan (Wisconsin Residents Only)

护理学生贷款计划向在符合条件的州内机构注册至少一半时间的威斯康星州居民本科生或研究生提供贷款，这些机构为他们准备获得护士执照, either RN or LPN. 前两年的每一年，学生都要在威斯康星州担任护士或护士教育工作者，并符合资格标准, 25% of the loan is forgiven. The balance remaining after forgiveness must be repaid at an interest rate of 5%. If the student does not work as a nurse or nurse educator and meet the eligibility criteria, the loan must be repaid at an interest rate of 5%. In order to receive a loan, 学生必须是威斯康辛州的居民，并且至少有一半的时间在威斯康辛州符合条件的学院或大学学习护士执照(注册护士或执业护士). Both undergraduates and graduates are eligible. 参加本课程的学生必须同意在威斯康星州被聘为有执照的护士. Herzing University receives a limited allocation of funds for the Nursing Student Loan program, 并非所有符合贷款基本资格要求的学生都能获得贷款资金. For additional information regarding eligibility requirements, criteria for selection, amounts awarded, and application procedures please visit the following Wisconsin Higher Educational Aids Board website: http://www.heab.state.wi.us/programs.html#loans